The “Latte Effect”

What is it?? It’s the “Silent drain” of your money.

It’s when you buy a latte for $4 and a muffin for $3 while you’re at it. That’s only $7 a day but over a month it’s $210.

In coaching, I have found that most of the time the “Latte Effect” is usually spent on coffee, clothes that are not needed and dining out.
So what’s your “Latte Effect”??

Find out, make some changes and you can have extra cash for the things that really make sense.

– Dr. Vik, The Culture King